IMS Labs

Platforms

All platforms →

Protocols

All protocols →

Company

About →
NEW YORK · LONDON · HONG KONG · DUBAI
Visit IMSDV.com ↗︎ Login to Cortex Portal →
Arbiter

Risk Analysis

Arbiter is Cortex's risk and scoring engine. It runs every deal through proprietary credit models, generates risk grades, flags covenant breaches, and produces investment committee-ready scorecards.

INPUT STREAMS FROM SENTINEL Research data LIVE 847 ent. FROM PRISM Extracted financials LIVE 312 fields CREDIT BUREAU A Score + history CONNECTED API v3 CREDIT BUREAU B Cross-reference CONNECTED API v2 PUBLIC RECORDS Registries, filings POLLING 24h cycle ↓ 14.2 req/s avg RISK SCORING ENGINE v2.0 OPERATIONAL 28% Income Security (Contract) 85 17% Creditworthiness 78 15% Liquidity & Leverage 92 15% Collateral Quality 88 12% Behavioral & Reputation 95 13% Contract Assignment 72 COMPOSITE SCORE 87 /100 CONFIDENCE 94.2% LAST CALIBRATED 2026-03-15 MODEL VARIANT ARB-v2.0.4-prod TRAINING SET 18,432 deals SCORE DISTRIBUTION (90D) Q1 Q2 NOW STRATEGY CALIBRATION Active thresholds per fund strategy ATHLETE Min Score 65 Advance 70% ACTIVE STADIUM Min Score 72 Advance 60% ACTIVE EQUIPMENT Min Score 58 Advance 80% ACTIVE OUTPUT & MONITORING SCORE OUTPUT Writing composite: 87/100 Confidence band: 82-91 → PASSED threshold (65) RISK NARRATIVE Strong income security driven by multi-year contract commitments. Creditworthiness moderate; bureau data shows limited history in... Generating... 4 paragraphs ALERT QUEUE 3 pending Contract Change Detected 2m ago Bureau Update Available 14m ago Registry Filing Mismatch 1h ago → QUORUM IC Decision Package SCORES GENERATED 2,847 +127 this week AVG PROCESSING 3.2s -0.4s vs last month MODEL ACCURACY 94.2% FALSE POSITIVE RATE 2.1% BACKTEST 18,432 MODULE STATUS ARBITER v2.0.4 All systems nominal UPTIME 99.97% LATENCY p99: 4.8s ARBITER.SCORING.ENGINE // IMS LABS
Adaptive Risk Framework
The engine learns from each strategy's deal history and builds its own scoring matrices. Risk categories, weightings, and thresholds evolve as the portfolio grows.
6+ CategoriesSelf-Calibrating
Multi-Bureau Composite
Credit data from multiple bureaus cross-referenced against public records, property registries, and corporate filings. Composite scores recalculate on every update.
3+ BureausCross-Referenced
Strategy Calibration
Risk parameters configured per fund strategy. Each vertical runs different thresholds, weightings, and risk profiles on the same underlying engine.
Strategy AgnosticOne Engine
87/100
Average composite risk score across the active portfolio. Scores below 60 trigger enhanced due diligence. Below 40: auto-rejected.
IMS GROUP

Learn more about IMS Group.

The holding company behind Labs, operating portfolio companies and funds across AI, commerce, luxury, and real-world assets.

Visit imsdv.com →
CORTEX PORTAL

Login to the Cortex Portal.

Private credit deal intelligence, live. Access deal flow, memos, and the Agent Mesh underwriting engine.

Open the portal →